WARNING: THIS MATERIAL IS PROTECTED BY COPYRIGHT. YOU MAY NOT SELL, ALTER, OR FURTHER REPRODUCE OR DISTRIBUTE ANY PART OF THIS MATERIAL TO ANY OTHER PERSON. WHERE PROVIDED TO YOU IN ELECTRONIC FORMAT, YOU MAY ONLY PRINT FROM IT FOR YOUR OWN PRIVATE STUDY AND RESEARCH. FAILURE TO COMPLY WITH THE TERMS OF THIS WARNING WILL EXPOSE YOU TO LEGAL ACTION FOR COPYRIGHT INFRINGEMENT AND/OR DISCIPLINARY ACTION.